4-Point Inspection in Winter Garden, FL
A 4-point inspection is a short, insurance-focused report on a home's roof, electrical, plumbing and HVAC systems. Florida insurers commonly ask for one on older homes before writing or renewing a policy.
What the report covers
The inspector documents the age, type and condition of four systems, with photos, on the form your insurer accepts.
- Roof: covering type, approximate age, visible damage or leaks and remaining service life
- Electrical: panel type and capacity, wiring types present, visible hazards
- Plumbing: supply and drain material, water heater age, visible leaks
- HVAC: system type, approximate age and whether it is operating
Combining it with other inspections
If you are buying, ask for the 4-point alongside your general inspection and, where relevant, a wind mitigation report. One visit is usually less expensive and less disruptive than several.
Before you book
Confirm with your insurance agent which forms they need and how recent the report must be, so the inspector produces exactly what the carrier will accept.
Frequently Asked Questions
What are the four points?
Roof, electrical, plumbing and HVAC. The report describes the age and condition of each, which is what insurance underwriters are usually asking about.
Do I need one?
It depends on your insurer and the age of the home; carriers commonly request it on older homes at new-policy or renewal time. Ask your insurance agent what they require before booking.
Is it the same as a full home inspection?
No. A 4-point is narrow and insurance-focused. A buyer's inspection covers the whole accessible home. Buyers often request both in one visit.
Request an inspection
Serving Winter Garden, FL and nearby west Orange County. Getting matched is free. New to the process? Read the Winter Garden home inspection guide.
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Other inspections: Buyer's home inspection, New construction & 11-month, Wind mitigation inspection, Pre-listing inspection, WDO / termite inspection.